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Business Loans For Working Capital

Get the capital you need now to keep your business moving toward the future.

What Are Working Capital Loans?

Step 1
Pre-Qualify Online

Start your capital finance loan application process today. Click “Get Started” and enter your business information.

 

Step 2
Approval in less than 4 Hours

We assess your business’s health in one business day and reach out to you with the best available funding options.

Step 3
Receive Same-Day Funding

If approved, you can get the full loan amount paid directly into your account the same day, plus access to your online account and automatic repayment.

Is a Working Capital Loan the Right Choice For Your Business?

Small business financing made easy with Credibly. We want to help you answer this question before starting your loan application process. We’ve put together a shortlist of pros and cons to get you started.

Pros of Working Capital Loans
  • These short-term loans will get you back on your feet quickly, and you can pay them off faster than long-term loans.
  • With fast business loans, You don’t have months to wait—we can tell you whether or not you’re approved within 24 hours.
  • Requires little collateral. Reduce risk for your business’s future.
Cons of Working Capital Loans
  • Higher costs. Short-term loans almost always come with higher rates no matter your credit score or credit history.
  • No partial repayment plans. The loan must be repaid in full.
  • Sometimes business collateral must be provided to secure the loan.

How Business Owners Can Get the Most Out of Working Capital Funding

Hiring and Payroll

Do you need to hire staff or meet payroll? A working capital loan gives you the cash flow you need to pay employees, maintain operations, and scale your business.

A Fresh Marketing Campaign

Working capital gives you what you need to reach new audiences with your products and services.

Cash Flow Management

Do you need to stabilize your cash flow? These business capital loans are perfect for ensuring you always have the liquidity to maintain operations.

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* $15K+ avg. deposits for a three-month average and the most recent month.

** Bank statements must be from the business banking account for the business receiving funds.

*** Rates are included in your daily payback quote to simplify repayments and account monitoring. Rates, pricing, requirements and other terms and conditions subject to change without notice.

**** Weekly payments for working capital loans have different minimum qualifying criteria than the daily payment option.