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Best restaurant business loans

Feed the future with the right business loans.

Your restaurant financing solution made fast and easy

Step 1
Pre-Qualify Online

Head to “Get Started,” fill out the form in just a few minutes, and be on the way to getting the funding you need.

Step 2
Approval in as fast as 4 hours

Get approved for restaurant funding in as soon as four hours, with the best restaurant financing options available.

Step 3
Receive secure funding

Access the loan amount in your business bank account. We’ll take care of setting up your automated repayments.

The advantages and disadvantages of restaurant loans

Obtain assets and finance your operations, accelerating your business growth. Acquire a new property or equipment, or replenish your inventory without financial downtime.

Before asking how to get a business loan for a restaurant, ask if it’s right for you. Our financing experts are always here to help.

Long Term Loans Pros
  • Purchase equipment that would otherwise take longer without a financial boost.
  • Save money by listing the loan as a business expense qualified for a tax deduction.
  • Improve your business credit score with consistent loan repayment.
Long Term Loans Cons
  • Repayment depends on the restaurant’s varying revenue.
  • The utility of restaurant loans for equipment depends on the equipment lifespan.
  • Inability to pay on time will hurt future prospects for financing.

Why trust Credibly with your restaurant financing?

A leading lender with verifiable track record

Credibly doesn’t just lend money; we team up with businesses to help them succeed. We have a TrustPilot rating of 4.8 out of 5, and a long track record of assisting over 30,000 small businesses across the country.

We understand that your restaurant is unique

Whether it’s a sandwich stop or a coffee shop, every business has its unique strengths and challenges—and our financing experts at Credibly understand that.

We conduct careful assessments and propose only the best options for restaurant loans.

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*Some products are made available through Credibly’s network of external funding partners